David Farmer

David Farmer, I work with small business helping them raise business finance, crowdfunding, commercial finance & cashflow, making business finance simple

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David Farmer. I work with clients, advising on business management, growth, commercial risk, business planning and preparing companies for business finance. David's approach enables clients to focus. It is proven that they succeed without the need to employ a Finance Director or add to their management team full time, but use David Farmer on a part time basis.  Everything is aimed at their business development. David Farmer's ability to advise and raise business finance for companies is proven to work, the level of preparation and research I undertake sees results. Of my clients, over 80% achieve the business lending they set out for, compared to 24% nationally. Wow. Working primarily on recommendation, David provides mentoring & support through bespoke initiatives within the SME market throughout the UK. Working with business federations and associations, plus being independent really benefits entrepreneurs. David Farmer's expertise in crowdfunding and peer to peer lending means he is at the cutting edge of business finance innovation. It also means he can access business finance that companies otherwise struggle to achieve. As a senior manager working for 22 years at the world's largest bank David Farmer has extensive experience of managing client relationships in a variety of business sectors. A heightened awareness of current business challenges and a sound knowledge of the principles of enterprise results in innovative and practical client solutions being generated. As an award winning Bank Manager David Farmer managed challenging customer propositions, dealing with difficult scenarios and using those skills to strengthen the underlying client relationship, even in an uncertain and difficult economy. As the founding director of Lime Consultancy, David Farmer is focused on making business finance simple. Lime Consultancy helps business raise finance, get the correct lending, and to take an objective view of what they are already doing. This helps businesses grow and succeed. Experience has shown that when reviewing commercial mortgage, or business lending facilities Lime Consultancy can often identify other savings, through overpaid tax, costs, or overcharging. David Farmer's extensive range of contacts and experience adds considerable value to all his business clients.

Senior Commercial Manager at HSBC

2001 - March 2012

Relationship managing a portfolio of commercial and local authority clients, typically turning over ?5m+ and based in South East. Additionally, I am a franchise specialist having worked with a number of high profile franchises at franchisor and franchisee level, providing finance for growth and expansion. Through my portfolio of clients I have consistently achieved new income growth of 20% year on year, this is primarily through new client acquisition which is driven by recommendation and introductions from existing happy clients. In a challenging external environment I have successfully structured lending for various growing companies to enable them to, among other things, purchase property, recruit, import/export, and generate cash flow

Account Manager at HSBC

June 1998 - February 2001

Responsible for - personal lending, control of lending book, personal mortgage sanctions & risk mitigation.

Branch Manager at HSBC Bank plc

September 1997 - January 1998

Operation of a branch, staff management, costs, budgets

Director, Small Business Consultant at Lime Coaching & Consultancy Limited

April 2012

Work with all enterprise clients, advising on business management, growth, commercial risk, business planning and preparing companies for finance. This enables those clients to focus and succeed without the need to employ a Finance Director or add to their management team full time. This provides the client with a cost saving and a wealth of knowledge at a time flexible and to suit them. Extensive experience of managing client relationships in a variety of business sectors including manufacturing, retail, IT, food and franchising. A sound knowledge of the principles of business and how to achieve results through innovative and practical client solutions.

Birmingham City University

1991 – 1998

Golf, Football, Charitable Work, Volunteer Work, Reading, Skydiving, Self Sufficiency